Ira Limits 2025 And 2025 Over 50

Ira Limits 2025 And 2025 Over 50. For 2025, employees can now contribute up to $23,500 to a 401(k) or 403(b) plan if they’re under 50, up from $23,000 in 2025. The maximum roth ira contribution limit for 2025 is $7,000 for those under 50, and an additional $1,000 in catch up contribution for those 50 and older.

The simple ira contribution limit for 2025 is $16,500. In 2025, income limits are $79,000 for married couples filing jointly in 2025, up from $76,500 in 2025.